Child Education
Child education calculator with inflation and SIP
Project education cost at the target age and calculate the monthly SIP needed after considering current savings.
Calculator
How much should you invest monthly?
Formula
Inflation first, SIP second
Education planning needs inflation because college costs can rise quickly. After projecting future cost, the calculator estimates the monthly investment needed.
Future cost = Current cost x (1 + inflation)^years
FAQ
Why use education inflation?
Education expenses often rise faster than general household inflation, so today's fee estimate may be too low for a future goal.
Is the SIP amount guaranteed?
No. SIP return is an assumption. Review the goal yearly and adjust contributions as costs and returns change.