Educational use only
PlanMySalary and Wealth Coach provide calculators, articles, examples, goal tools, and explanations for general education and planning. Nothing on these services is financial, investment, tax, legal, insurance, employment, or loan advice.
No professional-client relationship
Using this website does not create an advisor-client, planner-client, lender-borrower, or professional relationship. Before making financial decisions, consult a qualified professional who can review your personal circumstances.
Calculator estimates
Calculator results depend on the inputs and assumptions you provide, such as interest rate, inflation, expected return, salary, expenses, tenure, savings, tax residence, and local rules. Actual results can differ because of market movement, employer policies, lender rules, tax changes, fees, inflation, income changes, and personal circumstances.
Country, tax, and platform-specific pages
International salary and tax pages are simplified estimates, not tax filings or payroll calculations. Gig-worker pages are scenario tools based on the assumptions shown on each page; actual earnings, incentives, commissions, fees, hours, fuel costs, and platform rules vary by city, time, worker, and platform. Always check current official information and your own records.
No guarantees
PlanMySalary does not guarantee investment returns, loan approval, tax outcomes, affordability, savings results, or the accuracy of every calculation for every situation. We aim to keep calculators useful and clear, but errors or outdated assumptions may occur.
User responsibility
- Review all inputs carefully before relying on a result.
- Do not treat estimates as guaranteed outcomes.
- Check lender terms, taxes, fees, and regulations independently.
- Seek professional advice for important financial decisions.
Wealth Coach
Wealth Coach helps you record goals, planned contributions, and self-reported check-ins. It does not connect to your bank, verify money movement, provide credit, execute investments, or guarantee that a goal will be achieved. You remain responsible for the accuracy of what you record and for any decisions you make from it.
Acceptable use
You may use the services for personal, lawful planning. You may not interfere with the site, attempt to access another person's account or data, reverse engineer or scrape the service at scale, upload harmful material, or use the content to build a competing service without permission.
Content ownership
Unless otherwise stated, the website design, text, calculators, and original content are owned by PlanMySalary. You may link to our pages, but you may not copy or republish substantial parts of the site without permission.
External links
The website may contain links to external websites. These links are provided for convenience. We do not control or endorse external websites and are not responsible for their content or practices.
Availability and changes
We may update, remove, or change calculators, articles, formulas, features, or these terms at any time. Continued use of the website after changes means you accept the updated terms.
Limitation of liability
To the fullest extent permitted by law, PlanMySalary is not liable for losses or damages arising from use of the website, calculator results, content, external links, interruptions, or errors.
Third-party names and services
Names and marks of employers, banks, platforms, products, or service providers belong to their respective owners. Their use on PlanMySalary is for identification and educational context only. Unless we state otherwise, PlanMySalary is not affiliated with, sponsored by, or endorsed by those parties.
Contact
To report errors or ask questions about these terms, contact hello@planmysalary.com.