Loan Prepayment
Loan prepayment calculator for interest saved
Compare your current loan path against extra monthly and one-time prepayments to estimate interest saved and time reduced.
Calculator
How much interest can you save?
Formula
Compare normal loan vs prepayment path
The calculator estimates your regular EMI, simulates monthly repayment, and compares it with a prepayment scenario.
Interest saved = Normal interest - Interest after prepayment
FAQ
Does prepayment reduce EMI or tenure?
This calculator assumes EMI stays the same and tenure reduces, which is often the fastest way to save interest.
Should I prepay or invest?
Compare loan rate, investment return, liquidity needs, and peace of mind. This tool only estimates loan savings.