Ireland Salary
Ireland salary calculator 2026
Estimate Irish monthly take-home pay after PAYE income tax, tax credits, Universal Social Charge, Class A PRSI, pension contribution, and bonus.
Calculator
Estimate Ireland take-home pay
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How it works
How Irish salary is estimated
The calculator applies 2026 Irish standard-rate bands, 20% and 40% income tax, personal and employee PAYE tax credits, USC thresholds, and Class A employee PRSI. Pension is treated as reducing taxable income for this planning estimate.
Monthly net pay = (Gross salary + bonus - pension - PAYE - USC - PRSI) / 12
FAQ
Is this Ireland calculator payroll accurate?
No. It is a planning estimate. Payroll can vary with tax credit certificate details, pay frequency, pensions, benefits, emergency tax, and employer processing.
What tax credits are included?
It includes the 2026 personal credit and employee PAYE credit. Married one-income mode uses the married credit; other specialist credits are not included.
How is USC calculated?
USC is estimated using the 2026 standard bands and exemption for low annual income. Reduced USC rates for age or medical-card cases are not included.
How is PRSI calculated?
The calculator assumes Class A employee PRSI, blends the January to September and October to December 2026 employee rates, and applies the weekly low-income credit zone.
Why does PRSI change in 2026?
Ireland’s Class A employee PRSI rate rises from 4.2% to 4.35% from 1 October 2026, so a full-year estimate needs a blended rate.
Does pension reduce tax?
This estimate treats employee pension contribution as reducing taxable income. Actual relief depends on age limits, earnings caps, pension type, and payroll setup.
Does bonus affect USC and PRSI?
Yes. Bonus increases gross income and can increase income tax, USC, and PRSI. Actual payslip withholding may look uneven in the month bonus is paid.
Can married couples with two incomes use this?
This first version supports single, single parent, and married one-income estimates. Married two-income band sharing can be added as a more detailed version.
What is PAYE?
PAYE is Ireland’s pay-as-you-earn system where income tax is withheld through payroll using Revenue’s information for the employee.
How should I use this before moving to Ireland?
Use monthly net pay as the starting number, then budget rent, utilities, transport, health insurance, childcare, and emergency savings separately.