Hong Kong Salary
Hong Kong salary calculator 2026/27
Estimate Hong Kong take-home pay after salaries tax, MPF employee contributions, 2026/27 allowances, bonus, and deductions.
Calculator
Estimate Hong Kong take-home pay
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How it works
How Hong Kong net salary is estimated
The calculator subtracts employee MPF and other deductions, applies 2026/27 basic or married allowance plus child allowance, and compares progressive salaries tax with the standard-rate method.
Hong Kong salaries tax is annual and allowance-driven, so actual cash flow can differ from monthly payroll. Use the estimate to plan monthly savings, tax reserve, and relocation decisions.
Net chargeable income = Assessable income - deductions - allowances
Salaries tax = Lower of progressive-rate tax on net chargeable income or standard-rate tax on net income
FAQ
How is Hong Kong salaries tax different from monthly withholding?
Hong Kong salaries tax is generally assessed annually rather than deducted like monthly PAYE in many countries. Employees often need to reserve cash for tax payments.
What MPF contribution is used?
The calculator estimates employee MPF at 5% of monthly relevant income with no employee contribution below the minimum and a HK$1,500 monthly cap.
Which allowances are included?
It includes 2026/27 basic allowance, married person's allowance, and child allowance. Other allowances, dependent parent allowances, and deductions can be entered as other annual deductions.
Does the calculator apply the standard-rate comparison?
Yes. Hong Kong tax payable is estimated as the lower of progressive rates on net chargeable income and the standard-rate method on net income.
How should I enter bonus?
Enter expected annual bonus separately. Bonus increases assessable income and can change whether progressive or standard-rate tax is lower.
Can married couples use this calculator?
Yes, select married to use the married person's allowance. Actual joint assessment choices can be more complex, so treat it as a planning estimate.
Why can high earners approach the standard-rate zone?
Progressive rates rise to 17%, while standard-rate tax is calculated differently. At high incomes, the standard-rate comparison can limit total tax.
Does this include provisional tax?
No. It estimates final annual salaries tax, not payment schedule. Hong Kong tax bills can include provisional tax based on expected income.
Should expats use this calculator?
Yes, for employment income planning in Hong Kong. Housing benefits, stock awards, offshore workdays, and tax equalization can require a more detailed tax review.
How do I use this for relocation planning?
Compare monthly net income with rent, transport, insurance, school fees, tax reserve, and savings targets. Hong Kong's low headline tax does not automatically mean low living cost.